· Legal
Terms of use
Service and scope
is a free information and comparison service for cards, current accounts and savings in Germany, operated by Maximilian Steinmetz (see imprint). Guides, comparisons and results are publicly accessible without an account; a free account for adults lets you save comparisons and a wishlist. Results come exclusively from our editorially reviewed catalogue; does not cover the entire market.
No advice, no brokerage
provides general information and sorts products by your criteria. It does not provide individual financial, investment or credit advice and does not broker loans, credit cards or accounts. Applications, identity checks, credit decisions and contracts take place exclusively with the provider.
Account and access
Provide accurate information and protect your credentials. Registration uses email and password or Google sign-in. Newsletters are optional and independent of the account. You can edit or remove saved comparisons and delete your account at any time in your profile. Security-sensitive actions require recent authentication.
Results and provider decisions
The order is based on your criteria and the documented terms at the review date; commissions never affect it (see methodology). Terms can change at short notice and the provider may check further requirements. The provider's current prices and contract terms apply. receives no applications or customer funds. A click, result or AI answer is not a contract.
Saved results and AI help
Saved results are historical snapshots; compare again with current terms before deciding. Alfred is an AI assistant: it explains information but can make mistakes, so check important points against the linked sources. Suggested filter changes are applied only after your confirmation. Availability and answers may be limited by technical outages or usage limits.
Card illustrations and trademarks
Card images in the results are schematic illustrations in the provider's colours, not the original card design. Provider and network names and logos belong to their owners and are used only to identify the compared products; no partnership is implied.
Responsibility and statutory rights
aims to provide accurate, understandable information and corrects reported errors promptly. It does not guarantee acceptance, a particular saving or return. Statutory rules apply to intent, gross negligence and injury to life, body or health. These terms do not restrict mandatory consumer rights. German law applies. Version: 10 October 2026.